As the year draws to a close, the chill in Beijing deepens, but at the headquarters of Huaxia Bank, the handshakes under the spotlight make this winter feel exceptionally warm.
Starting in mid-December, Huaxia Bank signed strategic cooperation agreements with seven major companies within ten days: Beijing Jingcheng Machinery & Electric Co., Ltd., China Construction Investment Corporation, Beijing Municipal Supply and Marketing Cooperative, Beijing Urban Construction Group, China Electronics Corporation, Capital Industry, and Sino-Dutch Life Insurance.
Behind the flurry of signings is no accidental handshake, but a resounding move by Huaxia Bank to align with the "15th Five-Year Plan" blueprint and deeply cultivate the "Jinghua Action," and a vivid practice of financial services supporting national strategies and empowering high-quality development.
A strategic chessboard: the layout of seven major agreements
A closer look at the seven companies that signed the agreement reveals that they cover key areas such as technological innovation, high-end manufacturing, infrastructure construction, public services, and financial industry investment. Although they seem to belong to different industries, they all point to the key directions for Huaxia Bank's future development.
Technological innovation and high-end manufacturing are the primary focus. The cooperation with China Electronics Corporation focuses on empowering the information industry chain and facilitating breakthroughs in core technologies. The partnership with Beijing Jingcheng Machinery & Electronics Co., Ltd. aims to support the development of the high-end equipment manufacturing industry. These two moves are concrete manifestations of Huaxia Bank's commitment to building a technology-driven financial system.
Urban construction and public services are another important area. Cooperation with Beijing Urban Construction Group and Capital Industry directly serves the capital's urban renewal and strengthens the foundation for the capital's development as a "four centers" city. Meanwhile, collaboration with the Beijing Municipal Supply and Marketing Cooperative precisely addresses the needs of urban-rural integration and public welfare.
Notably, the partnerships with China Construction Investment Corporation and Sino-Dutch Life Insurance are not merely business collaborations; they signify that Huaxia Bank is accelerating the construction of a comprehensive financial services ecosystem covering the entire lifecycle of its customers.
Behind the strategic chess game: Three lines of logic
Behind this wave of signings, what deserves more attention is the strategic thinking transformation taking place at Huaxia Bank. Seven signings, seven strategic moves, outline three clear lines of strategic logic for Huaxia Bank:
The first point is the logic of "home advantage." Of the seven companies that signed agreements, four are key state-owned enterprises or important institutions in the capital. This is by no means accidental, but rather a concentrated manifestation of Huaxia Bank's efforts, as a financial institution under the direct administration of Beijing, to fully leverage its "home advantage" through the "Beijing Action."
In 2025, Huaxia Bank launched this initiative, clearly prioritizing serving the development of the capital city. The seven companies that signed agreements are all leaders in their respective fields, possessing a strong industrial foundation and resource network in Beijing.
The data speaks for itself: as of the end of October, Huaxia Bank had provided approximately RMB 400 billion in various investment and financing services to the Beijing area by 2025, representing a 13% increase compared to the same period last year.
The second principle is the logic of "specialized finance." A closer look reveals that these two key characteristics—technology finance and green finance—run like a red thread throughout all collaborations. Whether supporting the intelligent manufacturing upgrade of Beijing Machinery & Electric, assisting Beijing Urban Construction's green building projects, or exploring digital financial innovation with China Electronics Corporation, Huaxia Bank is transforming these two key characteristics from strategic declarations into tangible business scenarios.
The same data shows that as of the end of October 2025, Huaxia Bank's outstanding loans to technology companies reached nearly 240 billion yuan, an increase of nearly 50% from the beginning of the year; its outstanding green loans exceeded 350 billion yuan, an increase of 25%.
The third point is the logic of "ecosystem building." In its cooperation with these seven entities, Huaxia Bank mentioned "ecosystem integration," "industry-finance symbiosis," and "deep integration." On December 28th, Huaxia Bank also held its first Wealth Partner Ecosystem Conference themed "New Cycle, New Ecosystem, New Opportunities," demonstrating its active efforts to build a mutually empowering and synergistic industrial finance ecosystem.
Huaxia Bank's role is no longer simply to be a fund provider, but rather a resource connector and ecosystem builder.
Prelude to the 15th Five-Year Plan: A Strategic Plan for the Future
It is worth noting that this wave of signings coincides with the conclusion of the Central Economic Work Conference and the commencement of the 15th Five-Year Plan. Huaxia Bank's actions are both a proactive response to national strategy and a strategic move to position itself for future development.
Seven agreements signed in ten days represent not only cooperation agreements but also a consensus on development; they bring together industry leaders and forge strategic synergy. Standing at the crucial juncture of the "15th Five-Year Plan," Huaxia Bank, with its distinct image of "emphasizing politics, creating value, and shouldering responsibility," is transforming every agreement into concrete actions to serve the real economy and every collaboration into a practical practice of ecosystem co-construction.
The game has just begun, and each move has resounded. This year-end expansion of its network demonstrates Huaxia Bank's confidence and determination as it moves towards the "15th Five-Year Plan." Looking ahead, as financial resources continue to flow into the fertile ground of industry, and as collaborative efforts continuously foster new growth, Huaxia Bank will write more new chapters of mutual achievement and win-win cooperation in serving the high-quality development of the capital and advancing Chinese-style modernization.
