The Central Economic Work Conference was held in Beijing from December 10th to 11th. Grassroots bank employees expressed their commitment to thoroughly studying and implementing the spirit of the conference, focusing on their duties, aligning their thoughts and actions with the decisions and plans of the Party Central Committee, and serving the high-quality development of the real economy with pragmatic measures, contributing financial strength to a good start to the 15th Five-Year Plan.
Study deeply and thoroughly to build a consensus on development
The Central Economic Work Conference's scientific assessment of the current economic situation and strategic deployment for future development have deepened the understanding of the political and people-oriented nature of financial work among grassroots bank staff, further consolidating their shared commitment to serving the overall interests of the country. They generally believe that the conference's clear overall requirements and policy orientation have provided clear guidance for grassroots financial work, strengthening their confidence in serving high-quality development from their respective positions.
"Studying the spirit of the Central Economic Work Conference has given me a deeper understanding of the current economic situation and further clarified the direction of my future work," said Yang Aijun, an employee of the Haidian Branch of the Industrial and Commercial Bank of China (ICBC) Beijing Branch and a model worker of Beijing. She added that she will take the spirit of the conference as a guide, better leverage her professional capabilities, continuously promote the transformation of financial technology achievements, and improve the efficiency of serving micro, small and medium-sized enterprises and technology companies.
The Central Economic Work Conference emphasized "adhering to coordinated development and promoting urban-rural integration and regional collaboration." "The Central Economic Work Conference has further strengthened our determination to take root in counties and deeply cultivate the 'agriculture, rural areas, and farmers' sector," said Wang Zhaoyang, Director of Rural Business at the Agricultural Bank of China. He added that guided by the spirit of the conference, they will continue to focus on key areas such as developing industries that strengthen counties and enrich farmers, and building livable, business-friendly, and beautiful villages, injecting a continuous stream of financial vitality into urban-rural integration.
Lei Qicai, a member of the Party Committee and Vice President of the Fuzhou Branch of Postal Savings Bank of China in Fujian Province, told the Financial Times that the Central Economic Work Conference's deployment of next year's economic work has made him more confident that financial institutions like Postal Savings Bank of China, with their extensive urban and rural networks and service experience, will play a greater role in key areas such as rural property mortgage innovation, full-industry chain financial services, and digital inclusive finance.
The meeting put forward the requirement of "adhering to domestic demand as the main driver and building a strong domestic market," further guiding financial institutions to focus their efforts on "expanding domestic demand and unleashing the potential of residents' consumption." "As a member of the Retail Credit Department of Bank of Communications, I am both full of confidence and deeply aware of the great responsibility," said Fu Qing, Planning Manager of the Retail Credit Department of Bank of Communications. He added that Bank of Communications' retail credit business will undoubtedly make its due contribution to expanding domestic demand, boosting consumption, and serving people's livelihoods.
Focusing on key tasks and fulfilling the financial mission
The Central Economic Work Conference placed "adhering to innovation-driven development and accelerating the cultivation and expansion of new growth drivers" in a prominent position, pointing out the direction and injecting strong momentum for the banking industry to deepen its involvement in science and technology finance and support innovative development.
"Helping regional industries leap to higher and newer levels is a consistent pursuit of Industrial Bank Qingdao Branch," Lin Huan, Party Secretary and President of Industrial Bank Qingdao Branch, told reporters. The bank will provide more professional, high-quality, and efficient integrated science and technology finance services, deeply cultivate Qingdao's distinctive industrial and supply chains, and contribute more to cultivating and strengthening new regional productivity and improving science and technology finance.
The meeting clearly stated that "we must adhere to the 'dual-carbon' guiding principle and promote a comprehensive green transformation," setting priorities and pointing out the path for the banking industry to carry out green finance. Sheng Xia, Party Secretary and President of the Nantong Branch of the Agricultural Bank of China, told the Financial Times reporter: "We will leverage our local resources at the confluence of the river and the sea, closely adhere to the 'dual-carbon' strategic goals, and focus on key areas such as the construction of a new energy system, the upgrading of green industries, and the development of the marine economy, empowering sustainable development through financial innovation."
Providing housing financial services to the general public has always been a traditional strength and advantage of China Construction Bank. "We will continue to optimize differentiated housing credit policies, actively address the rigid demand for housing improvement from new urban residents and families with multiple children, leverage financial technology to improve service efficiency, and precisely support the revitalization of existing housing stock and the construction of 'good houses'," said Li Huanhuan, deputy branch manager of China Construction Bank's Zhengzhou branch in Henan Province.
Unite our efforts and embark on a new chapter of development
"Henan has a large number of workers in new business sectors. We will focus on this group, leverage our expertise in wealth management and the unique features of our social security business, and cooperate with government departments to ensure that this work is done thoroughly and effectively, truly meeting the needs of the people," said Bai Sujie, Deputy General Manager of the Personal Financial Services Department/Consumer Rights Protection Department of Bank of Communications Henan Branch.
"We will thoroughly implement the spirit of the meeting, draw on the fertile ground of the 'Jinjiang Experience,' and actively participate in the construction of Quanzhou as a 'Maritime Silk Road City' and the overall development of the private economy," said Cai Shaoqiu, General Manager of the Corporate Finance Department/Private Economy Department of Industrial Bank Quanzhou Branch.
Standing at the crucial juncture of the upcoming successful conclusion of the 14th Five-Year Plan and the imminent commencement of the 15th Five-Year Plan, grassroots bank staff are full of expectations for their work in 2026.
"As a member of the Shanghai Branch of the Industrial and Commercial Bank of China (ICBC) and also a recipient of the Shanghai March 8th Red Banner Award, I will consciously shoulder the responsibility of fully promoting the implementation of the spirit of the meeting," Guo Lei, an employee of the Comprehensive Management Department of the Shanghai Branch of ICBC, told reporters.
As a financial outreach platform serving ethnic minority areas, the Hunan Xiangxi Branch of China Construction Bank shoulders the mission of conveying financial warmth and supporting regional development. Dai Shuang, deputy director of the branch's office, told reporters that looking ahead to 2026, he will focus on the vivid practices of financial support for Xiangxi's distinctive industries such as tobacco and Miao embroidery, telling the story of CCB's assistance to agriculture and industry from a people-centered perspective.
"We are not only providers of financial services, but also 'co-builders' of the development of Xiong'an New Area and 'guardians' of people's better lives," said Xu Guoqin, member of the Party Committee of the Hebei Branch of Postal Savings Bank of China, and Secretary of the Party Committee and President of the Hebei Xiong'an Branch. He said he will lead the entire bank to closely follow policy guidance, focus on optimizing the "two new" policies and releasing the potential of service consumption, actively explore growth points with Hebei characteristics such as green home appliances, cultural tourism and health care, and county-level consumption, so that residents "dare to consume, can consume, and are willing to consume," and transform potential demand into a powerful driving force for continuously boosting the domestic circulation.
