As the first joint-stock bank-affiliated asset investment company (AIC) approved for establishment and operation nationwide, Xingyin Financial Asset Investment Co., Ltd. has continuously increased its support for the "intelligent transformation and digital upgrading" of traditional industries and the "chain-based clustering" of emerging industries since its official launch on November 16, 2025. As of December 31, 2025, it had cumulatively invested over 6 billion yuan.
It is reported that Xingyin Investment addresses the pain points of traditional industries, such as difficulty in revitalizing assets, low operational efficiency, weak digital collaboration, and emerging industries, such as high technological barriers, long R&D cycles, and slow technology transfer. It uses debt-to-equity swaps to precisely match the financing needs of different entities at different stages. The first batch of more than 10 projects has invested in new energy and new materials industries such as semiconductors, photovoltaics, lithium mining, and engineering plastics, covering science and technology innovation enterprises and private enterprises in Fujian, Guangdong, Shanghai, Anhui, Shandong, and other regions. This effectively helps enterprises optimize their capital structure, deepen their transformation and development, and create long-term value.
The head of Xingyin Investment Company stated that, relying on the advantages of its parent bank's group-based operations, the company will adhere to differentiated competition, take serving high-level technological self-reliance as its mission, focus on market-oriented debt-to-equity swaps as its main business, be based in Fujian and radiate across the country, increase investment in new energy, new materials, artificial intelligence, biomedicine, advanced manufacturing and other fields according to local conditions, accelerate the application for a private equity investment license, help "hard technology" companies overcome "bottleneck" problems, and at the same time, continuously strengthen the construction of the investment ecosystem to provide customers with full life-cycle financial services.
