On December 26, the results of the "2025 Golden Dragon Financial Power Case Study" solicitation, supervised and sponsored by the People's Bank of China, were officially released. Xiamen International Bank's case study, "Tracing the Origins and Practical Implications of China's Path to Financial Development with Chinese Characteristics in Fujian," was successfully selected.
As the first Sino-foreign joint venture bank in New China, Xiamen International Bank has always kept its mission in mind since its establishment in 1985, boldly experimenting, venturing, and reforming on its own, becoming an important explorer in China's financial industry from "bringing in" to "going out".
"Two-way empowerment" of theoretical innovation and practical transformation
Xiamen International Bank, with its 40 years of accumulation and development, has grown alongside the Xiamen Special Economic Zone, forging a path for Sino-foreign joint venture banks to establish themselves and develop locally, subsequently returning to Chinese ownership and continuing to expand. It has become a crucial link in the "dual circulation" development pattern, and its overseas Chinese financial services are unique: it released the first enterprise standard for overseas Chinese financial services in the domestic banking industry and spearheaded the drafting of the first group standard for overseas Chinese financial services in China. As of the end of September 2025, the bank's overseas Chinese financial business volume exceeded 230 billion yuan.
Deepening the local roots while fostering a "synergistic progress" with an international perspective.
For four decades, from manufacturing upgrades to rural revitalization, from supporting foreign trade enterprises to developing cross-border collaborations, Xiamen International Bank has cultivated a strong presence in its Fujian home base, as well as in Beijing, Shanghai, and the Guangdong-Hong Kong-Macao Greater Bay Area. The bank also has two subsidiaries in Hong Kong and Macao—Chiyu Bank and Banco Internacional de Macau—where it has established a long-standing presence. Leveraging the synergistic advantages of the mainland, Hong Kong, and Macao, Xiamen International Bank provides enterprises with diversified cross-border financial services, including cross-border guarantees, cross-border syndicated loans, and cross-border bond issuance and investment, helping them to "go global" and "attract investment."
Xiamen International Bank stated that it will continue to tell the "national bank story" and further shape its financial brand image as a "reform testing ground, a pioneer in Fujian, and a bridgehead for opening up," demonstrating its firm determination and sense of mission in practicing high-quality development in the new era and contributing to writing a new chapter in building a financial power with Chinese characteristics.
